Recently it has been unveiled that if you took out a loan or credit card before 1st April 2007 then the contract you signed may be unenforceable.
What does this mean?
In brief, it means you could be months away from having your balances written off without any affect to your credit rating and be totally debt free.
Yes.....this is true, 100% legal, signed off by a court of law and actioned by a team of solicitors. Basically, the contracts handed out to consumers to sign pre 1st April 1007 do not match the consumer credit act the way they should. In most cases there are 50+ reasons they don’t, however a solicitor only needs to find one to render your contract void and demand that they clear your balance.
The process will take approximately 6-9 months to complete and will cost you in the region of £495 to get going; however this is a small price to pay to erase 10’s of thousands of pounds.
For more information on how to erase your debts and be debt free in no time call a member of the Smart Team on 0191 233 1598
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